Mobile Service provider yuMobile and FauluPopote, a Kenyan microfinance have partnered to launch a mobile powered commerce system. The system will be based on Elma(sadly the link to the Elma blog doesnt work, or maybe the 404 page has all the info they need to pass), a mobile commerce platform that is downloaded on your phone and enables you to purchase airtime from any provider, pay bills, store messages offline and also make payments for orders. Elma was developed and owned by Craft Silicone, a web applications development firm based in Nairobi.
This will enable yuMobile subscribers access this platform for convenient payments. I will confirm later whether payments will be fully done by Elma or will be conducted via Yucash. That and more details of the partnership coming soon.
Here’s how transactions on Elma are conducted:
After application download, register for Elma by providing:-
Select Country (Kenya) from the drop down menu
Enter Mobile Number e.g. 0751 234 567
PIN (4-6 characters)
STEP 2: FUNDING YOUR ELMA ACCOUNT
Send money from your yuCash a/c to Business Code ‘101010’ ,Enter message as ‘Elma’ ,Enter yuCash MPIN and Send.
(please wait for 30 minutes for your yuCash-Elma a/c to be linked)
STEP 3: To pay bill using yuCash:
Go to the Elma application on your handset
Log in with their Elma PIN
Select pay utilities option
Select service from the menu:, E.g. Kenya Power Bill Payment:
Enter Account Number
On the payment Option, Select yuCash
Enter your Elma PIN Select PAY.
NOTE: Utility Bill Account to be fully updated after 24hours.
yuMobile subscribers will look forward to a new subscriber rewards promotion to be announced today.
And here it is:
yuCash users will send money for FREE! And remember you can access yucash from any mobile network. Also, as a yuCash account holder you will be able to access ree history check of up to 30 transactions